Regulatory disclosures

This website is a publication of Shellman Wealth Management, LLC. The firm is registered as an investment adviser with the SEC and only conducts business in states where it is properly registered or is excluded from registration requirements. Registration is not an endorsement of the firm by securities regulators and does not mean the adviser has achieved a specific level of skill or ability.

Information presented is believed to be current. It should not be viewed as personalized investment advice. All expressions of opinion reflect the judgment of the authors on the date of publication and may change in response to market conditions. Content should not be viewed as an offer to buy or sell any of the securities mentioned or as legal or tax advice. You should always consult an attorney or tax professional regarding your specific legal or tax situation.

Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours.

Investing involves risk of loss. Please review strategy descriptions and investment risks set forth in Item 8 of Shellman’s Form ADV2 located on the Shellman Invest website. No guarantee can be made as to performance results. No guarantee can be made as to curtailing tax liabilities and clients should look to their separate tax advisor for tax advice. 

Investment Risk 

Clients should invest with a long-term time frame and understand that no one can guarantee investment results. Investing in the securities markets entails the risk of loss. In all events, each account is assigned general investment percentage goals/guidelines and an investment strategy, both of which may change from time to time upon direction from the client. The client understands these goals/guidelines are approximate and the actual amount invested in each asset class may vary considerably depending on management’s assessment of market risk and the specific investment strategy chosen by the client. At times, Shellman Investment Management may choose to invest accounts, including accounts which have assets with a fixed income and equity goal/guideline, above the equity goal/guideline set by the client, effectively adjusting the balance of the portfolio, as Shellman Investment Management determines in its sole discretion, that under present market conditions so doing would be in the reasonable best interests of the portfolio. Shellman Investment Management may employ defensive investment strategies notwithstanding clients’ investment strategies and restrictions. Fully invested strategies are not concerned with overall market risks, staying invested even during bear markets. No guarantee can be made as to curtailing tax liabilities and clients should look to their separate tax advisor for tax advice.