How we invest
We believe that investment strategies should be simple and robust. We invest for the long term and only work with asset managers who share our approach. Our process is described below.
Strategic Asset Allocation
We develop strategic asset allocations with different projected return and volatility levels. We redo the asset allocations annually.
“Best of Class” fund selection
We evaluate the available universe of mutual funds and ETFS and pick the fund or funds per asset class which we consider to have the best chance of outperformance.
Model Portfolio Design
We combine our strategic asset allocation view and the best of class fund selection to develop our model portfolios.
Personal Portfolio Definition
We apply the appropriate portfolio to each client based on the individual risk tolerance, as documented in the Investor Profile.